Category Archives: FINANCE INFO

About reverse mortgages

With a traditional home mortgage loan, you pay the lender on a monthly basis and gradually reduce the amount of your debt. Over time, if your home grows more valuable than the amount you still owe for it, you build home equity. A “reverse mortgage” is a loan designed in the opposite way: instead of… Read More »

Mortgages: 11 Expensive Mistakes to Avoid

Swiss mortgagors collectively pay billions of francs more than necessary for their mortgages every year. However, the most costly mortgage expenses can easily be avoided or minimized by following a few simple rules and avoiding common mortgage mistakes. 1. Falling for marketing gimmicks Many Swiss banks offer specialized mortgages or discounts designed to appeal to… Read More »

Mortgages for Investment Properties

Buying properties to rent out is very popular investment among wealthy investors in today’s negative interest rate environment. The prime requisite to turning a good profit is investing in the right property (learn more about that here). In addition to finding the perfect property, choosing your mortgage wisely is also key to getting a return… Read More »

Borrowing on your home equity

If you own a home, you may be able to use the equity in your home as a source of financing. Home equity is the financial difference between what your home is worth and the amount of money you still owe as debt on that home. For example, if your home is worth $100,000 and… Read More »

Types of mortgages

The chart below provides an overview of the types of mortgage programs that are most widely available. (Keep in mind that these types can overlap. For example, a lender may provide an adjustable rate FHA loan.) Check with mortgage financing experts for details about financing options. They can help you determine the loan to fit… Read More »

Get a Loan With Bad Credit

Let us start with the good news first: It is possible to get a loan with bad credit. Now the bad news: It is not easy to find a loan with bad credit, and cost of bad-credit loans is high. This article describes bad credit, how to get and where where to find bad-credit loans,… Read More »

Tips on finding the best new car loan

Buying a car is exciting. It’s usually far more exciting to buy a car than it is to finance the car. However, finding the right financing for your car purchase can save you thousands of dollars over the life of your loan. That is why it’s very important for you to know where you can… Read More »

Credit Card Debt Loans – Your Options

Credit card debt builds up for many reasons. Sometimes you have unexpected expenses (the car broke down on the way to the dentist) and sometimes your income suddenly drops (the sale commission didn’t come through or extra hours were cut down). No matter what the reason, using credit cards to make ends meet is definitely… Read More »

Bank Loans and How to Qualify for One

Want to make a big purchase, but don’t have enough money to pay for it in full? Bank loans are a great solution, for many different types of purchase or needs. Types of Bank Loans There are a lot of different reasons you may apply for a bank loan. Some of the most common types… Read More »